SMEs Who
Understand Their Risks
SMEs trust us to show them their risks clearly. When they want protection, we connect them with partners who can help. Better conversations, faster conversions.
8 Industries. Standardised Data.
Consistent risk assessment methodology across key SME sectors.
The SME Underwriting Challenge
Traditional approaches to SME risk assessment don't scale.
Assessment costs exceed premium profit
Self-reported questionnaires lack context
No standardised data for benchmarking
SMEs don't understand their own risks — 39% buy via comparison sites (ABI, 2026)
Industry Voices
What senior leaders are saying about the SME protection gap
The sector that needs the most advice is the one least likely to seek it.
Lee Mooney
MD, Markel UK
Most SMEs think they're covered. They're not.
Martin McTague
Chair, Federation of Small Businesses
Source: ABI Conference “Small Business, Big Risk” panel, February 2026
How It Works
SMEs complete risk assessments. We aggregate and benchmark. You get actionable underwriting intelligence.
1. SMEs Assess
Thousands complete risk assessments
2. We Aggregate
Anonymise and benchmark data
3. Generate Insights
Risk scores and trends
4. You Underwrite
Better pricing decisions
Standardised risk data across key SME sectors
Comprehensive coverage from operations to insurance gaps
High completion rates mean richer, more reliable data
No-cost assessments drive volume, creating the richest dataset
For Brokers & Insurers
Connect with SMEs who understand their risks and are ready for protection.
Qualified SME Introductions
Connect with SMEs who understand their risks. Every referral comes pre-assessed with a complete risk profile and identified blind spots.
- Pre-educated prospects
- Verified business details
- Identified risk exposures
- Opt-in consent model
Risk Profile Handoff
Receive the full assessment for each referred SME. Risk scores, red flags, and specific risk priorities ready for your quote.
- Complete risk breakdown
- Category-level scores
- Red flag alerts
- Blind spot analysis
Industry Intelligence
Research-based risk insights across 8 SME sectors. Understand common exposures, typical gaps, and sector-specific trends.
- Sector risk profiles
- Common coverage gaps
- Real case studies
- Loss pattern insights
Partner Dashboard
Track your referrals, view assessment summaries, and manage introductions. Full visibility into your FrontierRisk pipeline.
- Referral tracking
- Assessment summaries
- Conversion analytics
- Communication tools
Simple Integration
Embed risk scoring directly into your underwriting workflow.
Ready for
better SME leads?
Join our partner network. Receive introductions to pre-assessed SMEs who understand their risks and are ready to get protected.